21 January 2010

Just a thought...

Okay, so I haven't gotten to the commentary on the tech and auto shows... it'll be there eventually! Sick kids and the start of a new semester has kind of put a damper on my research. Well, that and WoW!

So, having a need to go pull money off a credit card and deposit it in the bank, I had this thought... You should get a VPN with your bank account! With all the security issues surrounding online banking transactions, this seems like a feasible solution. Albeit, an expensive solution, from the bank's stand point, but it would offer a much more secure connection to our information. Plus, I think that I should be able to transfer money from 2 non-adjoined accounts from the comfort of my couch, computer chair, toilet, or whatever your seating of choice is! A VPN would help facilitate this. Why is it I can use my card to order any number of things online, but cannot make a cash transfer from it to my account? Now, I'm talking about my State issued unemployment card, that I'm supposed to use to pay my bills, but none of the utility companies around here seem to want to honor, because it's a "pre-paid" card. Funny that it works (better at times)just as good as my bank issed debit card anywhere else. It just seems odd that the very folks I am supposed to be using the monies to pay, won't accept it! So I end up driving (uses gas ($$$)) to an ATM, withdrawing the money (which the card issuer charges money for!!), then driving (MORE GAS! And who's bright idea was it to ONLY have a drive up ATM AT the bank!!)around to go into the bank to deposit it, so I can use my bank issued card to pay the bills! Yes, I could do the bureaucratic song and dance to get it switched to direct deposit, but why, if it can be transferred from the card as a debit, can't I transfer it to my account... wait for it... ONLINE!

I guess I'm just ranting, because I don't want to have to go out in the rain and waste the gas to be able to do what this stupid card was designed for me to do! Although, I still think, while logistically it would be a nightmare at first, an individual VPN tied to my primary account would be a safer (for me anyway!) and more efficient means of conducting my online transactions. Yes, it would cut into those massive profit margins, initially, but I feel like the greater security that could be afforded to their customers would be worth the headache!

Just my little spin on a problem that I have that could be remedied using presently available technologies.

L8r T8rz
argosytech

No comments:

Post a Comment